Bob Hall's Sunfair Chevrolet offers a variety of auto financing options for new Chevrolet cars and used cars in the Yakima region. Whether you are looking for a low interest car loan or lease in greater Yakima, or a great lease plan, Bob Hall's Sunfair Chevrolet provides an online auto finance application that makes it easy to finance your next new or used car.
We Offer:
We can help Washington residents with less than perfect credit get an auto loan too. If you would like to have us get in touch with you to answer any financing questions, just fill out our financing contact form below. Visit our Chevrolet dealership at 1600 E Yakima Avenue, or call us to speak to an auto loan professional!
1600 E Yakima Avenue
Yakima, WA 98901pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.